Protect your lifestyle

You may need an added layer of protection if you own multiple high-end assets or have unique lifestyle characteristics. We will ensure you have a broader worldwide form of coverage to protect you against lawsuits.

Lost lawsuits threaten not only your existing wealth and future earnings, but also the legacy intended for future generations. Personal Excess Liability insurance can help protect that legacy against claims.

Cyber security is a concern if your lifestyle puts you at risk for extortion, fraud, or data breaches. Quality cyber insurance covers legal fees and expenses, restoring personal identities, recovering compromised data, and repairing damaged computer systems and electronic devices.

If you earn a living providing advice or expertise, protect yourself from potential lawsuits. Also known as errors and omissions insurance (E&O), this important coverage protects you from advice or service negligence, allegations of misrepresentation, breach of contract, wrongful business practices, and conflicts of interest.

Now more than ever it is necessary to protect yourself globally from kidnapping, extortion, assault (known as active shooter or workplace violence), and more. This essential coverage is an important part of your overall portfolio.

Board members may be held personally liable for the actions of the organizations they serve. Not-for-Profit Director and Office (D&O) coverage is designed to protect the personal assets of those who serve on qualifying not-for-profit boards.

If you have domestic employees such as housekeepers, landscapers, nannies, or personal assistants, then you need to protect yourself. Employment practices liability insurance (EPLI) covers claims for discrimination, retaliation, wrongful termination, and more. Workers’ compensation insurance covers work-related injuries or fatalities.

If you host parties and special events at your home, protect yourself from slips, falls, and alcohol-related incidents. If one of your guests gets drunk and damages property or causes bodily injury, you could be held liable.

If you are a business owner, consider protecting your most valuable asset—your income. Disability insurance will provide income in the event you are medically unable to perform your usual job. A quality health insurance program is also necessary to cover medical bills for you and your family.

Injuries, illnesses, cancelled flights, lost luggage, and bad weather can derail your weekend trip, out-of-state golf getaway, or cross-country tour. But a flexible travel insurance plan can save the day.